How does a charitable gift annuity work?
You make a gift of at least $10,000 to Doctors Without Borders. We invest the assets and pay one or two annuitants fixed payments for life. You will be eligible for an immediate income tax deduction if you itemize on your tax return. At the end of the contract, we use the remaining funds to provide emergency medical aid to people threatened by conflicts, epidemics, or natural disasters.
Charitable gift annuity requirements
- Minimum Age: 65
- Minimum Amount: $10,000
- Assets Accepted: Cash or marketable securities such as stocks or bonds
- Payment Schedule: Annual, semi-annual, quarterly, or monthly
Under certain circumstances, a charitable gift annuity may be funded with a one-time tax-free Qualified Charitable Distribution (QCD) from a donor’s IRA, though the terms of the annuity differ from those funded with cash or securities. Please contact us for more information.
Annuity rates
MSF applies the annuity rates recommended by the American Council on Gift Annuities, effective as of January 1, 2024. Please contact us for the specific rate for your age.
Note: MSF does not issue annuities to residents of Alabama, Arkansas, Hawaii, or North Dakota.
Sample single-life gift annuity rates
| Age | Rate |
| 65 | 5.7% |
| 70 | 6.3% |
| 75 | 7.0% |
| 80 | 8.1% |
| 85 | 9.1% |
| 90+ | 10.1% |
Deferred gift annuities
If you are under the age of 65 and planning for your income needs during retirement, you may want to consider a deferred gift annuity. This allows you to make a gift with payments to begin at a future date—at least one year after the gift is made. The minimum age at which payments may start is 65. Both the annuity rate and amount are set at the time the gift is made.
For more information, please refer to our charitable gift annuity policy.
To receive a personalized illustration showing how an annuity could work for you, or for answers to other gift annuity-related questions, please contact our Planned Giving Team at 212.763.5750 or plannedgiving@newyork.msf.org.
