MSF team raising awareness about mental health issues in a refugee camp
A MSF team visits a refugee camp in order to raise awareness of mental health issues related to traumatic experiences. Since the end of 2011, Maban has experienced an influx upwards to tens of thousands of refugees from the Blue Nile state in neighboring Sudan. Approximately 115,000 refugees live in four camps. In Doro the number is an estimated 45,000 people as of November 2012.
SOUTH SUDAN 2012 © Florian Lems/MSF
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Gifts that provide income

Charitable gift annuities

A charitable gift annuity provides you with a fixed lifetime annuity at an attractive rate, as well as the satisfaction of providing long-term support to MSF.

How a charitable gift annuity works

You make a gift of at least $10,000 to Doctors Without Borders. We invest the assets and pay you, or up to two beneficiaries, fixed payments for life. You will be eligible for an immediate income tax deduction if you itemize on our tax return. At the end of the contract, we use the remaining funds to provide emergency medical aid to people threatened by conflicts, epidemics, or natural disasters.

Minimum Age: 65.
Minimum Amount: $10,000.
Assets Accepted: Cash or marketable securities such as stocks or bonds.
Payment Schedule: Annual, semi-annual, quarterly, or monthly.

Please note that a charitable gift annuity may not be funded by a direct transfer of all or part of your required minimum distribution (RMD) from your IRA.

Sample Single-Life Gift Annuity Rates
Age Rate
65 4.7%
70 5.1%
75 5.8%
80 6.8%
85 7.8%
90+ 9.0%

Annuity rates

MSF applies the rates recommended by the American Council on Gift Annuities. Rates will increase on July 1, 2018. Please contact us for the specific rate for your age.

Note: MSF does not issue annuities to residents of Alabama, Arkansas, Hawaii, or North Dakota.

Deferred gift annuities

If you are under the age of 65 and planning for your income needs during retirement, you may want to consider a deferred gift annuity. This allows you to make a gift with payments to begin at a future date—at least one year after the gift is made. The minimum age at which payments may start is 65. Both the annuity rate and amount are set at the time the gift is made.

For more information, please refer to our charitable gift annuity policy.

To receive a personalized illustration showing how an annuity could work for you, or for answers to other gift annuity-related questions, contact Beth Golden, Senior Planned Giving Officer, at 212.655.3771 or beth.golden@newyork.msf.org.

Charitable remainder trusts

A charitable remainder trust is a separately managed trust that allows you to make a significant gift toward the future of MSF's work, while providing an income for yourself or loved ones. After transferring cash, securities, or other assets to a trust, a trustee invests the assets, and the trust pays income to you or to individuals you name for life, or for a set term of years. When the trust terminates, MSF receives the remainder.

The trust may be a charitable remainder annuity trust (fixed payments) or a charitable remainder unitrust (fixed percentage).

To learn more, please contact your attorney or accountant, or Beth Golden, Senior Planned Giving Officer at 212.655.3771 or beth.golden@newyork.msf.org.

The above information is not intended as tax or legal advice, and your tax treatment may vary depending on your circumstances. Please consult with your tax advisor.